| Chattel mortgage |
- Finance up to 100% of purchase price including GST using only the goods as security
- Full Ownership of goods from purchase date
- 100% GST can be claimed as an input tax credit on next BAS statement after purchase
- Structured repayment available to approved applicants
- Fixed repayment over term of loan with a balloon payment if required
Available on New or Used Cars including Trucks and Trailers.
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| Finance lease |
- Bank/financier purchases the equipment then leases it to you for an agreed term
- The good are "off-balance sheet" items with no requirement to purchase them at the end of the term
- Lease Rentals are tax deductible up to 100%
- Residual value placed at the end of the term to lower monthly commitment
- Structure and term designed to reflect the useful life of the goods
- Preserves working capital within the business
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| Hire Purchase |
- Full Ownership of goods automatically upon final payment
- Tax Deuctible way of adding assets
- Fixed Repayment for the loan term allows for budgeting
- Deposit or No-Deposit finance options including funding of GST
- Large Final payment (Balloon) can be included to lower monthly commitments
- Structuring of repayments to suit different needs
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| Novated lease |
- Allows employees who qualify to lease a car rather then buy it
- Lease Rentals made from pre-tax salary not after-tax salary
- Give you the advantage of owning a newer car as well as a tax saving in take home pay
- No Obligation to own the car at the end of the lease term
- Residual value used to reduce monthly commitments
Available on Pre-Owned Vehicles
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